7.4. Credit and Financing Options for Businesses

On April 15, 2026, the central bank launched two new automated transaction-based reference rates: the Bangladesh Overnight Financing Rate (BOFR) and the Dhaka Overnight Money Market Rate (DOMMR), completely retiring the quote-based DIBOR. Furthermore, the operationalization of the Secured Transactions (Movable Property) Act allows SMEs and tech startups to secure credit by pledging movable assets—such as heavy machinery, software, patents, inventory, and accounts receivable—as collateral with the central registry.