Banking and Financial System

7.4. Credit and Financing Options for Businesses

In Bangladesh, businesses have access to various financing options, including equity financing, debt financing, government grants, and digital financial services. Equity financing avenues encompass direct foreign investments through venture capital and private equity funds, capital injections by promoters into private companies, and rights issuances by listed companies to raise equity. Debt financing is available through […]

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7.3. Foreign Exchange Controls and Repatriation of Profits

Bangladesh maintains a structured foreign exchange regime to regulate the inflow and outflow of foreign funds. The Bangladesh Investment Development Authority (BIDA) oversees foreign investments, ensuring compliance with exchange control regulations. Foreign investors are permitted to repatriate profits, dividends, and capital, subject to adherence to specific guidelines established by the Bangladesh Bank. Branch offices of

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7.2. Opening a Corporate Bank Account

Establishing a corporate bank account in Bangladesh requires several key documents: a certificate of incorporation, a valid trade license, a board resolution authorizing the account opening, national ID or passport copies of owners and shareholders, a 12-digit e-TIN certificate, personal information forms and photo IDs for proprietors, directors, and signatories, the Memorandum of Association, updated

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7.1. Banking Sector Overview

In 2025, Bangladesh’s banking sector comprises state-owned commercial banks (SOCBs), specialized banks (SDBs), private commercial banks (PCBs), and foreign commercial banks (FCBs). SOCBs, fully or majority government-owned, account for less than 30% of total banking assets and have higher non-performing loan ratios compared to private banks. S&P classifies Bangladesh’s banking sector risk as ‘9’ out

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